📊 Exact ATM withdrawal fees now live in a single place: Complete Picnic fee table → Picnic Visa card section. This article keeps only the limits and usage tips.
With the Picnic card, you can withdraw local currency at ATMs abroad using the card balance.
ATM withdrawal limits
- Daily limit: up to 500 USDCe per day.
- Per-withdrawal limit: up to 250 USDCe per operation.
If you need to withdraw more than 250 USDCe in the same day, you can make more than one withdrawal, as long as you don't exceed the 500 USDCe daily limit.
How fees work
You get a monthly free allowance before paying a Picnic fee — beyond that, there's a charge per additional withdrawal. The exact values and the "5 withdrawals OR 200 USDCe (whichever comes first)" rule are in the Complete Picnic fee table. The allowance automatically resets every month.
Local ATM operator fees
Beyond Picnic's rules, the local ATM operator may also charge its own fee for using the machine.
- This fee is set by the bank/ATM operator, not by Picnic.
- The amount usually appears on the ATM screen before you confirm the withdrawal.
What to check before withdrawing
- That you have enough balance on the card in USD / USDCe;
- That you're still within the daily limits (500 USDCe) and per-withdrawal (250 USDCe);
- That you haven't passed the monthly free allowance — check the Complete Picnic fee table to confirm.