How it works
The Referral Program is a two-sided benefit: both the person who refers and the person who is referred earn a $10 bonus in their Picnic balance.
- The referrer shares their unique personal link or code.
- The referred friend signs up using that link/code and starts using the card.
Once the referred friend meets the requirements, both of them receive $10 each in their Picnic balance. In other words: whoever receives the referral link and opens their account through it also earns $10 — it is not only the person who refers.
Summary flow:
- You share your personal referral link;
- Your friend registers using your link/code;
- They add funds and make transactions with the card;
- Once all requirements are completed, the $10 bonus is automatically credited to both — the referrer and the referred friend.
Who receives the bonus
- The referrer: receives $10 when the referred friend completes all the requirements.
- The referred friend: whoever received the referral link or code and signed up through it also receives $10 upon completing the same requirements. You are not left out for being the invited one — the benefit applies to both sides.
- More active and long-term Picnic card users have priority to receive this benefit and to generate new links.
Requirements to release the bonus (applies to both sides)
- The referred friend must register with the personal referral link or code;
- After registration, they must add funds to the Picnic account;
- They need to spend at least $50 with the card within 30 days of activation.
- Note: Only after these three steps will the referral be considered valid and the $10 bonus released for both the referrer and the referred friend.
Step-by-step to refer
- Open the Picnic app and go to the Referrals section;
- Copy your personal invitation link or code;
- Send the link/code to your friends through your preferred channel;
- Ask them to sign up using your link and start using the card;
- Track the status of referrals directly in the Picnic app.
Step-by-step for the referred friend
- Open your account using the referral link or code you received;
- Add funds to your Picnic account;
- Spend at least $50 with the card within the first 30 days after activation;
- Once you meet the requirements, your $10 bonus is automatically credited to your Picnic balance.
When the bonus is credited
- As soon as the referred friend completes all validation steps, the referral will be marked as completed;
- The $10 bonus will be credited to the Picnic balance — for both the referrer and the referred friend — within 5 business days after confirmation;
- The bonus amount will automatically appear in the card balance.
Important notes
- The referral link is personal and non-transferable (it uniquely identifies that the invitation was made by you).
- New links may be released with continuous and genuine use of the card.
- The bonus may take a few business days to be credited after validation. Please wait before contacting support.
- Referrals made outside of your personal link will not be considered.
- The bonus amount and conditions may vary according to the referral campaign in effect at the time of sign-up.
Need help?
- If you have questions about the Referral Program, contact our support: oi@usepicnic.com