Why Was My Card Transaction Declined?

P

Pury

Last updated on Jun 12, 2026

Did you try to pay with your card and the purchase was declined? This can happen for a few simple reasons:

  • Insufficient balance on the card

  • The purchase amount exceeded the card's daily limit

  • Temporary error with the merchant's terminal

What to do:

  1. Check your balance in the app.

  2. Adjust (if necessary) the daily spending limit in “Card Settings” in the app.

  3. Try paying again after a few minutes.

  4. If it fails twice at the same location, the terminal might not be able to read the card (try inserting instead of tapping).