Why the Card Purchase Was Declined

P

Pury

Last updated on Jun 12, 2026

Not accepted for certain types of transactions, such as:

  • Deposits into digital wallets and fintechs (Revolut, Wise, PayPal, Curve, etc.).
  • Utility bill payments (water, electricity, internet, gas, phone, etc.).
  • Government, taxes, and official fees.
  • Political or charitable donations.
  • Foreign currency exchange.
  • ATM withdrawals do not generate cashback (and may incur local fees).

Usage Limits

  • The amount available for purchases is always tied to the pre-loaded balance.
  • Daily usage limits can be adjusted via the Picnic app.

* This information pertains to the cashback program existing until January 31, 2026.