The amount available for purchases with the Picnic card is always linked to the pre-loaded balance in US dollars (USD).
This means that to make any transaction, you need to have a pre-loaded balance.
Additionally, there is a daily spending limit, which defines how much can be used in a single day. This limit can be configured and adjusted directly through the Picnic app.
How to Adjust the Daily Limit
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Open the Picnic app and click on Cards.
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On the My Cards screen, select the desired card (physical or virtual).
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Find the Daily Spending Limit option and click on Edit.
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Set the desired amount and confirm the change.
Daily Spending Limit (Physical and Online Purchases)
| Type | Maximum |
|---|---|
| Daily Spending Limit | 8,000 EURe/USDCe |
| Per Transaction Limit | 5,000 EURe/USDCe |
| Contactless Purchases | Country-dependent (physical card only). If the terminal prompts for the PIN, just enter it. Apple Pay and Google Pay are not subject to this limit. |
ATM Withdrawal Fees and Limits
| Type | Maximum |
|---|---|
| Daily Withdrawal Limit | 500 EURe/USDCe |
| Per Withdrawal Limit | 250 EURe/USDCe |
ATM Withdrawal Usage Policy
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You can make up to 5 withdrawals per month without fees at ATMs or up to 2****00 EURe/USDCe (whichever comes first)
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After these limits: 2% fee per withdrawal.
Important to Know
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The daily limit applies to all cards linked to your account, both physical and virtual.
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If the limit is reached, new purchases can only be made the next day or after adjustment.