Signs of misuse:
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Unrecognized purchases
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Unknown establishments
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Transactions at unusual times
First steps:
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Freeze the card immediately in the app (it can be unfrozen later)
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Check if it was used by an authorized family member
Transaction dispute:
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Open the chat at https://usepicnic.com/support and report the transaction there
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Submit the supporting documents in the chat
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Wait for the card operator's analysis