> **📊 Exact ATM withdrawal fees now live in a single place:** [Complete Picnic fee table](https://help.usepicnic.com/hc/picnic/articles/complete-picnic-fee-table) → _Picnic Visa card_ section. This article keeps only the **limits** and usage tips.

With the Picnic card, you can withdraw local currency at ATMs abroad using the **card balance**.

## ATM withdrawal limits

-   **Daily limit:** up to **500 USDCe** per day.
-   **Per-withdrawal limit:** up to **250 USDCe** per operation.

If you need to withdraw more than 250 USDCe in the same day, you can make **more than one withdrawal**, as long as you don't exceed the **500 USDCe daily limit**.

## How fees work

You get a monthly free allowance before paying a Picnic fee — beyond that, there's a charge per additional withdrawal. The exact values and the "5 withdrawals OR 200 USDCe (whichever comes first)" rule are in the [Complete Picnic fee table](https://help.usepicnic.com/hc/picnic/articles/complete-picnic-fee-table). The allowance **automatically resets every month**.

## Local ATM operator fees

Beyond Picnic's rules, the **local ATM operator** may also charge its own fee for using the machine.

-   This fee is **set by the bank/ATM operator**, not by Picnic.
-   The amount usually appears on the ATM screen before you confirm the withdrawal.

## What to check before withdrawing

-   That you have **enough balance on the card** in USD / USDCe;
-   That you're still **within the daily limits** (500 USDCe) and per-withdrawal (250 USDCe);
-   That you haven't passed the monthly free allowance — check the [Complete Picnic fee table](https://help.usepicnic.com/hc/picnic/articles/complete-picnic-fee-table) to confirm.

## See also

[Complete Picnic fee table](https://help.usepicnic.com/hc/picnic/articles/complete-picnic-fee-table)

[Picnic card limits](https://help.usepicnic.com/hc/picnic/articles/picnic-card-limits)

[Daily card spending limit](https://help.usepicnic.com/hc/picnic/articles/daily-spending-limit-on-the-card)