📊 Exact fees (ACH, Wire) now live in a single place: Complete Picnic fee table → US Dollars (USD) section. This article keeps only the limits and account ownership rules.
When using ACH to deposit into your Picnic balance, observe the limits and ownership permissions below. Fees are in the consolidated table.
Transaction limits
- Same Ownership or Family: Up to US$ 10,000.00 per transaction.
- Third-Party Accounts: Up to US$ 5,000.00 per transaction.
- Total Monthly Limit: You can receive up to US$ 20,000.00 per month.
Who can send me dollars?
Picnic allows you to receive deposits from:
- Accounts in your own ownership at other US banks or global platforms.
- Third-party accounts (other individuals).
- Business Accounts (Legal Entities): Yes, you can receive payments from companies directly into your balance via ACH.
For exact USD deposit and withdrawal fees, see the Complete Picnic fee table.