What is the promotion?
Picnic is offering fee-free conversion from Brazilian reais to digital dollars (stablecoins). This means that when you buy dollars through the app, you only pay the market price — no spread, no IOF (Brazilian tax on financial operations), no additional fees, and no hidden costs.
How to take advantage
The promotion is automatically applied for some users. To check if you're eligible, just go to the Benefits section in the app.
To take advantage, simply purchase digital dollars via Pix (a Brazilian instant payment system) through the Picnic app. There's no need to activate a coupon, register additionally, or follow any extra steps.
Important: Only purchases via Pix are eligible for the promotion.
What exchange rate will I pay?
Picnic always seeks the best available market price:
- Business hours (9 AM to 5 PM, weekdays): the rate is the commercial dollar — the same price you see when you search "dollar" on Google.
- Outside business hours: we use the crypto market rate (BRL/USDT pair), which is considered the most competitive available outside banking hours.
In both cases, the conversion fee is zero. No spread, no IOF, no additional costs.
Is there a value limit?
Yes. Each user can make purchases up to:
- US$ 10,000.00 per month
- US$ 10,000.00 per transaction
The Terms and Conditions of the promotion apply in full. Abusive uses — such as currency arbitrage or crypto withdrawal of purchased dollars — may result in suspension or revocation of the benefit.
Who can participate?
All Picnic users with an active account. Just follow the rules in the Terms and Conditions.
How long does it last?
The promotion is for a limited time, while the program's resources last.
Can I lose the benefit?
Yes. Picnic monitors the use of the promotion and may deactivate the benefit if it identifies violations of the Terms and Conditions. Examples of violations include:
- Crypto withdrawal of digital dollars purchased in the promotion
- Use for currency arbitrage purposes
- Any use that constitutes abuse or exploitation of the promotion
If your benefit is deactivated, contact support for more information.
Where does the subsidy come from?
Picnic partners with Gnosis, one of the largest organizations in the blockchain ecosystem. Gnosis supports platforms using its infrastructure monthly. These resources are fully redirected to subsidize the conversion fee, allowing Picnic to offer the cheapest digital dollar in Brazil.
This is a special and temporary promotion — not a permanent change in the business model.
How to track my savings?
In the Benefits section of the app, you can see the total amount you've saved with the promotion. If you want, you can even share it on social media.
By participating in the Promotion, you accept the Terms and Conditions. For more information about the Promotion, consult them.
If you have any questions, contact our support through the app.