The amount available for purchases with the Picnic card is always linked to the pre-loaded balance in US dollars (USD).
This means that to make any transaction, you need to have a pre-loaded balance.
Additionally, there is a daily spending limit, which defines how much can be used in a single day. This limit can be configured and adjusted directly through the Picnic app.
How to Adjust the Daily Limit
Open the Picnic app and click on Cards.
On the My Cards screen, select the desired card (physical or virtual).
Find the Daily Spending Limit option and click on Edit.
Set the desired amount and confirm the change.
Daily Spending Limit (Physical and Online Purchases)
| Type | Maximum |
|---|---|
| Daily Spending Limit | 8,000 EURe/USDCe |
| Per Transaction Limit | 5,000 EURe/USDCe |
| Contactless Purchases | 50 EURe/USDCe (physical card only) |
ATM Withdrawal Fees and Limits
| Type | Maximum |
|---|---|
| Daily Withdrawal Limit | 500 EURe/USDCe |
| Per Withdrawal Limit | 250 EURe/USDCe |
ATM Withdrawal Usage Policy
You can make up to 5 withdrawals per month without fees at ATMs or up to 200 EURe/USDCe (whichever comes first)
After these limits: 2% fee per withdrawal.
Important to Know
The daily limit applies to all cards linked to your account, both physical and virtual.
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If the limit is reached, new purchases can only be made the next day or after adjustment.