> **📊 Card fees now live in a single place:** [Complete Picnic fee table](https://help.usepicnic.com/hc/picnic/articles/complete-picnic-fee-table) → _Picnic Visa card_ section. This article keeps only the **limits**.

## ATM withdrawals

-   **Daily limit:** 500 USDCe.
-   **Per-withdrawal limit:** 250 USDCe.
-   Up to **5 free withdrawals per month** or up to **200 USDCe** (whichever comes first).
-   Beyond that limit, there's an additional fee. Details in the [Complete Picnic fee table](https://help.usepicnic.com/hc/picnic/articles/complete-picnic-fee-table).
-   Local ATM operators may also charge their own fees.

## Spending limits

-   **Daily purchase limit:** 8,000 USDCe.
-   **Per-transaction limit:** 5,000 USDCe.
-   **Contactless:** up to 50 USDCe on the physical card.

## Currency conversion rate and fee

The Picnic card is charged in USDC. When you use the card in another currency (BRL, EUR, etc.), Visa handles the conversion at the moment of purchase. Exact conversion costs are in the [Complete Picnic fee table](https://help.usepicnic.com/hc/picnic/articles/complete-picnic-fee-table).

**Travel tip:** whenever possible, pay in the **local currency** of the merchant. That gets you the best rate.

## Next steps

-   [Add card to Google Pay](https://help.usepicnic.com/hc/picnic/articles/add-card-to-google-pay)
-   [Add my card to Apple Pay](https://help.usepicnic.com/hc/picnic/articles/add-your-card-to-apple-pay)