You can withdraw your US dollar (USD) balance directly to a bank account in the US through our partnership with **Noah**. At the moment, withdrawals are made **exclusively through the app** and the only available method is **ACH**.

> **📊 Exact fees (ACH, Wire) live in a single place:** [Complete Picnic fee table](https://help.usepicnic.com/hc/picnic/articles/tabela-completa-de-taxas-picnic) → _US Dollars (USD)_ section.

### Before you start

-   **Available only in the app:** the USD withdrawal flow is not available on the web version.
-   **Accepted method:** ACH only, to bank accounts in the US. Wire and SWIFT are not supported for withdrawals.
-   **Destination account:** you need the account holder's full details and the US account's address.

### Step by step: registering a new recipient

If this is your first transfer, you need to register the destination account before sending.

1.  **Open the send area:** On the app's home screen, tap **"Send"**.
2.  **Choose the currency:** Select the **"Send Dollars"** option.
3.  **Add a new recipient:** If you don't have a recipient registered yet, tap **"New recipient"**.
4.  **Enter the account holder's details:** Holder type (Individual or Business), first and last name (or legal business name).
5.  **Enter the bank details:** Account number, ACH routing number, and account type (checking or savings).
6.  **Add the bank account's address (US):** ZIP code, address, city, and the holder's state/province.
7.  **Describe the purpose of the transfer:** Briefly state the reason for the transfer (e.g. payment to a supplier, transfer between your own accounts, etc.). This field is required by the US banking network.

### Step by step: making the transfer

With the recipient already registered, sending is quick.

1.  **Select the recipient:** On the "Who do you want to send to?" screen, tap the saved contact.
2.  **Confirm the purpose of the transfer.**
3.  **Enter the amount** you want to send in dollars.
4.  **Review the fees and the final amount** that will arrive in the destination account.
5.  **Tap "Send"** to confirm the transfer.

### Timing and limits

-   **Timing:** ACH withdrawals are processed within **1 business day** after the transfer is confirmed.
-   **Limits per transfer:** minimum of **US$ 10.00** and maximum of **US$ 1,000,000.00**.
-   **Fee:** check the [Complete Picnic fee table](https://help.usepicnic.com/hc/picnic/articles/tabela-completa-de-taxas-picnic). The final amount also appears in the interface before you confirm.

### Important tip

Carefully double-check all the recipient's details before confirming the transfer. ACH transfers to wrong accounts can take a long time to be reversed — or, in some cases, may not be recoverable, depending on the destination bank.